Power to Scale Trade Finance

Set flexible supplier terms: up to 60 days interest-free and 120-day repayment.
Pay domestic and international suppliers at competitive FX rates.
Get tailored funding from $100,000 to $12 million.
Manage your supply chain with our innovative platform.
Access up to $2m additional working capital to expand operations or acquire new assets via our Term Loan*

Enquire Now

Clickable illustration of Trade Finance, depicting how businesses can leverage Trade Finance to gain access to a competitive line of credit to increase their purchasing power.

What is Trade Finance?

Trade finance provides a flexible line of credit to power your business’ international and domestic trade transactions. It helps you manage the complexities of buying and selling goods and services across borders by providing flexible finance solutions tailored to your needs.

Trade finance ensures parties involved in the transaction can navigate issues like payment delays, currency fluctuations and credit risks, enabling smoother and more secure trade operations.

About Trade Finance

Trade smarter Increase your purchasing power

Trade globally and locally with ease

Accelerate business growth and seize new opportunities without the cash flow challenges. Our Trade Finance facility gives you a revolving line of credit to pay suppliers in more than 72 countries. Get upfront transparency on Australian dollar totals and authorise competitive FX payments in 15 currencies with a click.

Take control of your trading terms

Set your own trading terms and close your working capital gap. Our Trade Finance facility puts you in the driver’s seat, with up to 120 days to repay. Based on your business needs, we’ll tailor a facility from $100,000 to $12 million.

Break free from bank restrictions

Diversify your working capital funding options and help your business to scale and grow. Our Trade Finance facility gives you the flexibility and speed to step outside the rigid process of traditional banks.

Strengthen your relationship with suppliers

The best suppliers don’t always offer the best payment terms. Don’t let restrictive terms keep you from doing business with the best. Our Trade Finance line of credit means we pay your suppliers immediately while you pay us back over time.

Trade Finance with Octet How it works

Submit your application

Complete our easy-apply form to get the ball rolling. It takes less than a minute.

We assess and approve

We’ll review your application and provide you with an indicative offer. We’ll then approve you with a flexible facility limit following a short settlement period.

Invite suppliers

Invite your suppliers to join our multilingual, secure, cross-border supply chain platform.

Start trading smarter

Start managing orders and authorising payments while we look after the rest.

Power to Purchase
The Octet Term Loan

Unlock additional working capital to expand operations or acquire new assets by activating an Octet Term Loan as part of your Trade Finance facility — giving your business the support it needs to grow.

Learn more

Flexible Financing
Access to a flexible and affordable finance solution

Access a Term Loan of up to $2 million to achieve your business goals, with flexible repayment terms ranging from 6 months to 3 years.

Versatile Utilisation
Invest in assets to grow your business

Use the facility for various business purposes, including working capital, purchase of new or used plant and equipment, and restructuring of existing loan facilities.

Tailored Security
Safeguard your business growth

Secure financing against new or existing assets, including plant, equipment, and real property (including on a 2nd mortgage basis).

Easy Application
Save time with fast approvals and competitive rates

With a fast approval process and competitive rates, you can easily consolidate loans, saving time and money.

* Terms and Conditions apply. Consult your dedicated Octet Relationship Manager or BDM for full Terms and Conditions.

Get started with Trade Finance

Your approx. annual revenue

5,000,000

Approx. Net Assets

500,000

You may qualify for a Trade Finance facility of up to*

^$150,000

2.50% transaction fee with interest free period of up to

60 Days

Repayment terms for funded transactions of up to

120 Days

Enquire Now

* This is an indication of the maximum trade finance facility for which you may be eligible, and not an offer. Transaction fee is indicative only, may vary depending upon your selected payment source and exclusive of GST.

Why choose Trade Financewith Octet?

Get funding without real estate or personal asset security.
Improve cash flow and keep cash in your business for longer.
Take advantage of early payment discounts from suppliers.
Enjoy reduced payment and corporate risks.
Receive 100% funding, including any deposit needs.
Access competitive FX rates.

Enquire Now

A world ofbusiness opportunities

Octet’s Trade Finance facility pays 100% of a supplier’s invoice. That makes it the smart choice across a range of business-to-business industries.

Manufacturing

Food and beverage

Healthcare

Wholesale

Retail

Agribusiness

How Trade Finance powers JasonL

“We want to have showrooms in each major city and be the go-to office furniture supplier. Octet is a partner for the journey of our business life. It’s definitely an ace up our sleeve, whenever we need it. As the business grows I have no doubt we’ll have Octet there.”

Marc Levin, Co-founder and CFO
JasonL

Watch the full story

Your questions answered

How can my business benefit from a trade finance facility?

Waiting for customers and clients to pay so you can pay suppliers can be a hassle and affect cash flow. Our Trade Finance solution helps you manage your suppliers’ needs while ensuring your cash flow remains stable. It maximises your supply chain opportunities by empowering you to pay your suppliers upfront through our facility. You then repay us at a more convenient time.
Does my business qualify?
When you apply for trade finance, we’ll assess your application and approve it based on your circumstances. Generally, your business needs:
- to be domiciled in Australia
- to have at least $3 million annual turnover
- to have been profitable for two of the last three financial reporting periods
- to have a positive balance sheet net worth
- to be up to date with ATO payments
- to be able to provide current management and financial accounts.
How quickly will I be approved for funding?

We know the world of business moves fast. You need to be able to take advantage of opportunities when they arise. That’s why we strive to give you an indicative offer within 48 hours of applying.
Is trade finance the same as a loan?

Trade finance moves beyond a simple loan. This financing option is a line of credit that businesses can use to buy from other businesses, locally or globally. It’s a finance product that helps to manage risk, ensures smooth payment and can be tailored to your business needs.
Can I pay suppliers domestically and internationally?

Yes. And not just for pre-sold goods.

Once we’ve approved your Trade Finance facility, you can immediately start transacting with your suppliers in Australia and across 72 countries.

You can then authorise us to pay your suppliers via our cross-border payments platform in up to 15 different currencies.
Do I need to pay a deposit before any payment is made?

No. We pay 100% of your suppliers’ invoices. You then repay us based on the agreed terms.
How do I access a term loan?

A Term Loan can be activated as part of your Trade Finance facility. If you already have a Trade Finance facility with us, call your Relationship Manager on 1300 862 838 or send us an email to termloan@octet.com to find out more.

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It’s time to Power your business

Trade finance gives you the power to grow your business and seize opportunities on your terms.

Enquire Now

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Power to Scale Trade Finance

What is Trade Finance?

Trade smarter Increase your purchasing power

Trade globally and locally with ease

Take control of your trading terms

Break free from bank restrictions

Strengthen your relationship with suppliers

Trade Finance with Octet How it works

Submit your application

We assess and approve

Invite suppliers

Start trading smarter

Power to PurchaseThe Octet Term Loan

Flexible FinancingAccess to a flexible and affordable finance solution

Versatile UtilisationInvest in assets to grow your business

Tailored SecuritySafeguard your business growth

Easy ApplicationSave time with fast approvals and competitive rates

Get started with Trade Finance

5,000,000

500,000

You may qualify for a Trade Finance facility of up to*

$150,000

60 Days

120 Days

Why choose Trade Financewith Octet?

A world ofbusiness opportunities

Manufacturing

Food and beverage

Healthcare

Wholesale

Retail

Agribusiness

How Trade Finance powers JasonL

Your questions answered

Insights to power your business

How to manage business growth: strategies for sustainable success

Explore your options: How to get a business loan alternative in the freight and transport industry

Boost your business: introducing our new business Term Loan

It’s time to Power your business

Power to Purchase
The Octet Term Loan

Flexible Financing
Access to a flexible and affordable finance solution

Versatile Utilisation
Invest in assets to grow your business

Tailored Security
Safeguard your business growth

Easy Application
Save time with fast approvals and competitive rates

^$150,000